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B You're working with Ben at E18

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What’s the plan for this property?

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Calculating your Decision Receipt

Profit -
●
Cash Req. -

Here's how this property fits your position

● Property Stacks Up
Monthly cashflow (£) -

Cash still tied up after refinance i £0
After refinance. This reflects capital still tied up, not monthly income.

This is a simple, directional estimate to help you sense-check a property. Figures are indicative and not financial advice.

Would you proceed with this property?

Your Input Data

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    Your Position

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    Explore this property

    See how changes impact your profit:

    Things to consider

      Spotting this early saves you time and money.

      Make This Property Work

      Based on your current inputs, here is what is needed to hit strategy benchmarks:

        Monthly Position

        Gross Income £-
        Total Costs £-
        Net Monthly Position £-

        Investment Performance

        Annual Profit £-
        Cash-on-Cash -%
        Setup Cost Recovery - months
        Break-Even Occupancy -%

        Rent to Rent Reality Check

        • Rent to Rent income is variable, you remain liable for rent even during voids.
        • Check local council stance on short-term lets before proceeding.
        • Ensure written permission to sublet and operate as serviced accommodation.
        • This model depends heavily on occupancy and management quality.

        This is a first-pass sense check, not a guarantee of performance.

        Development overview

        Estimated GDV range

        GDV is indicative and based on local comparable evidence. Final values depend on design, specification, market conditions, and planning outcome.

        High-level cost assumptions

        This is not a QS cost plan. Figures are directional and used for early feasibility only.

        Estimated peak cash exposure

        This represents the highest level of cash likely to be tied up during the development before sales or refinance.

        Estimated margin range

        This is a directional range, not a forecast or guarantee.

        Development Feasibility Indicator

        What could move this property

        • • GDV -5%
        • • Build costs +10%
        • • Interest rates +1%

        Clarification: Feasibility Overview Only
        This assessment is a high-level, directional overview to support early decision-making. It is not a valuation, QS report, or financial advice.

        Deep Analysis

        Now that you've seen the numbers, let's explore your strategy and risk appetite.

        Planning Applications

        Nearby Applications: 0

        Energy Efficiency

        Current Rating
        -
        Potential Rating
        -

        Local Market Demand

        Demand Rating
        -
        Months of Inventory
        -
        Days on Market
        -
        Total for Sale
        -

        Price Growth Trend

        Average Annual Growth
        -

        Next Steps

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        1. Save my Decision Receipt

        View the risks, numbers and next steps in one clear summary.

        2. Send to my own broker

        Already working with a finance broker? Forward them your property analysis directly.

        G

        3. Introduce me to a Clarity partner broker

        Gary (Mortgage Evolution - First Route)

        If you've got questions about funding, affordability, or how this might work in practice, it can really help to speak to a broker early on. No pressure: just a calm conversation to talk things through.

        A lot of people worry that they need to have all their figures worked out before speaking to a broker. The broker we work with isn't like that: he doesn't expect you to have everything ready straight away.

        He's patient, understanding, and used to supporting people in all kinds of buying situations, including a more ADHD-friendly approach.

        + Run another property review

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        Talk it through

        Whether you're buying it to live in or as an investment, just talk it through. Tell us roughly what deposit you have, what you like about it, anything you'd change and anything you're unsure about. Don't worry if it's messy — you don't need to have everything worked out.

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        Listening

        organising your thoughts

        Goals identified:
        Concerns noted:
        Possible Strategy:

        Here's what I heard:

        Extracted Details

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        Confidence:
        0%

        Thank you. I’ve taken the core pieces from what you’ve shared and I’m going to structure them now.

        I’ve also kept the extra details you mentioned in an adviser note, so your adviser can see what you’re thinking about and what you may need help with.

        If you want help with these questions, go to Ask Adviser. Your property notes and concerns will already be included, so you don't need to repeat yourself.

        Ask Sarah

        Experience-led guidance

        Guidance only, based on experience, not professional advice.

        Still unsure? Speak to Sarah

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        Step 1: Real-time Data

        Clarity uses the postcode to pull exact sold prices, local rents, and investor demand for any area in the UK.

        --
        Avg Rent: -- Avg Price: --

        Step 2: Instant Math

        Whether you're Flipping or renting, Clarity adjusts the math and guidance instantly for your chosen strategy.

        --
        Price: -- Rent: --

        Step 3: Expert Verdict

        Instantly see your ROI, cashflow, and Clarity's guidance on whether the deal actually works.

        -- Yield -- Profit
        --